Courses




Courses


Accounting and Credit

        Financial Reporting

Objectives
Contents
Schedules (1)

        Financial Statements Analysis

Objectives
Contents
Schedules (1)

        International Financial Reporting Standards (IFRS)

Objectives · The amendments of the international accounting standards
· Show the difference between the national and international standards
· Effects Recognition of the changing in national standards to international standards and its effects on financial Statements
· Present the most important standards which it wasn't included in national standards
· Raise the Participants efficiency for International standards
Contents First Day :  
  • Standards and International financial Reporting Standards Concepts.  
  • Accounting Standards and International financial Reporting Standards Importance. 
  • Accounting Standards and International financial Reporting Standards using Resons.  
  • Accounting Standards and International financial Reporting Standards using goals.
  • Second Day : 
  • Transformation from national standards to international stadards. 
  • IAS 01 
  • IAS 32
  • Third Day :
    · IAS 39IFRS 39, IFRS 7 , IAS 07
    Fourth Day:
    · IAS 02 , IAS 18 , IAS 23
    Fifth Day:
    · IAS 17
    · IFRS 4
    · IAS 08
    Schedules (2)


    Assistant Underwriting

            Assistant Underwriting Officer

    Objectives · Underwriting Goals and Activities
    · Underwriting Policy and Manuals
    · Main information sources of underwriting
    · Liability Underwriting
    · Underwriting According to the Regulatory Framework in Saudi Arabia
    Contents First day:
    · Underwriting and its objective.
    · Underwriting instructions.
    Second day:
    · Main information sources of underwriting.
    Third day:
    · Objectives of regulating underwriting.
    · Main roles of underwriting assistants.
    Schedules (3)


    Banking Operations


    Banking Regulation

            Anti Money Laundering - Foundation

    Objectives
    Identify money-laundering and terrorist financing operations.
    Contents · Definition of money laundering
    · The stages of money laundering
    · Suspicious operations and their discovery
    · Obligations and duties of the bank
    Civil and criminal liability of the bank and employee
    Schedules (2)

            Anti-Money Laundering Awareness

    Objectives · Understand AML.
    · Understand Terrorist Financing.
    · Risk Recognize.
    · Awareness of Penalties.
    · To protect Financial System.
    Contents First Day:
    · Introduction+ Definitions
    · AML steps
    · Financial Activities
    · Penalties-AML
    · AML Law
    · Difference between AML and CTF
    Schedules (3)

            CMA Advanced Qualification Examination in AML/CTF

    Objectives · Understanding applicable laws and regulations

    · Understanding the international context of anti-money laundering efforts and its relationship with the development of sound practices

    · Awareness of patterns and methods of money laundering

    · Understanding terrorist financing and financial sanctions laws

    · Developing practical understanding of the requirements of Customer Due Diligence

    · The ability to evaluate the risks of anti-money laundering and combating the financing of terrorism

    · The ability to evaluate the risks of anti-money laundering and combating the financing of terrorism
    Contents · International Efforts in Anti-Money Laundering and Combating the Financing of Terrorism

    · Money Laundering and Terrorist Financing Risk Management

    · Saudi Arabia's Efforts and the National Framework for Anti-Money Laundering

    · Customer Due Diligence

    · Anti-Money Laundering in Practice
    Schedules (1)

            CMA Advanced Qualification Examination in Compliance

    Objectives · Taking Knowledge of Applicable Laws and Regulations

    · Taking Knowledge of Risk Management Function and the Role of Reconciliation and Compliance Officer

    · Understanding the Global Environment and Its Importance in Developing Good Practices

    · Exploring Methods for Anti-Money Laundering and Countering Fraud and Corruption

    · The Ability to Create an Effective Compliance Culture

    · Understanding How Reconciliation and Compliance Can Support Business

    · Understanding Corporate Governance
    Contents · Understanding the Regulatory Environment

    · International and Saudi Arabia's Regulations

    · The Role of Reconciliation and Compliance Function and Understanding Risks

    · How to Establish Effective Compliance Function

    · Corporate Governance and Reconciliation and Compliance Environment
    Schedules (3)

            Compliance and Anti Money Laundering

    Objectives
    Contents
    Schedules (1)

            Corporate Governance - Foundation

    Objectives
    Contents
    Schedules (2)

            FATCA

    Objectives · Understand the FATCA requirement application
    · How to answer the questions of employees of financial institution or non-financial
    · How to answer customer inquiries
    · Updating customers information for the purpose of implementing FATCA
    · Know the required documents and forms related to the application of the FATCA
    Contents First Day:
    · Defining Money Laundering U.S. Foreign Account Tax Compliance Act (FATCA)
    · U.S. Persons: Definition
    · Additional Information required
    · W9
    · W8 - BEN-E
    Second Day:
    · Foreign Account Tax Compliance Act (FATCA) Policy .
    · Newly account opening process .
    · Customer Due diligence related FATCA .
    · Updated customer information.
    · Customer Account Classification .
    · Legal Entities Work follow - Non - Individual Classification .
    · Financial Entities - Identification - Financial Entities - Documentation .
    · Financial Entities - Banks - Financial Entities - Other than Banks - Non-Financial Entities Identification, Documentation & Reporting Workflow.
    Schedules (1)

            Islamic Banking - Foundation

    Objectives
    Contents
    Schedules (2)

            Legal Principles of Banking & SAMA Regulations

    Objectives · Familiarity of staff with legal systems regulating the banking business and SAMA instructions related to it.
    · To increase the bank employees awareness with the rights, duties and obligations of the bank and the customer.
    · To avoid the arising risks due to not following the regulations and SAMA instructions related to banking by banks and their employees.
    To train participants on procedures to avoid and face daily work issues through practical applications.
    Contents The content currently is available in Arabic language.
    Schedules (2)

            Methods of Detecting Counterfeiting in Banknotes

    Objectives
    This course aims to introduce participants to ways of finding currencies and ways to detect their falsification
    Contents · Introduction to currencies and their development and the parties concerned with issuing them.
    · Currency manufacturing methods, security labeling stages and their insurance mechanisms against counterfeiting and counterfeiting.
    · Identifying the methods of detecting and distinguishing the correct security signs of the currency.
    · Stating the methods used to counterfeit and falsify currencies.
    · Methods and means used in the rapid technical examination of currencies received by the financial and banking institutions.
    Presentation of cases of forgery and counterfeiting in currencies.
    Schedules (2)

            Methods of Detecting Forgery in Documents & Signatures

    Objectives · Understanding Types of documents and methods of maintains them.     
    · Understanding Methods of Forgery in Documents & Signatures.
    Contents First day:
    · Types of documents and methods of maintains them.
    Second day:
    · Methods of Forgery in Documents & Signatures.
    · Methods of Detecting Forgery in Documents & Signatures.
    Schedules (2)


    Capital Market

            Introduction to International Best practice in Investor Relations

    Objectives The course will give you a hint and prepare you with the basic knowledge required to become a Certified Investor Relations Officer (CIRO).
    Contents Day 1: Principles of IR and introduction to financial markets
    · Introduction to IR
    · Introduction to financial markets
    · Introduction to the regulatory framework
    · Understanding key stakeholders and IR's role in building relationships
    · Basics principles of investment
    · Sell-side and buy-side
    · Role of media in the investment process
    Day 2: Overview of regulations driving IR
    with the contribution of Tadawul and CMA
    · Understanding the regulatory framework
    · Principles of market abuse and insider dealing
    · Listing rules, prospectus rules and disclosure
    · Continuing obligations
    · Understanding disclosure obligations
    · Knowing your shareholders
    · Financial calendar and reporting
    · Corporate governance overview

    Day 3: Best Practice Investor Relations IR
    with the contribution of local IR practitioners
    · Developing an IR programme
    · Valuation and consensus management
    · Shareholder management and targeting
    · Annual Reporting, ESG and risk management
    · Annual General Meeting
    · Organising institutional investor meetings
    · IR online: website, webcasts and social media
    · Creating an IR timetable
    · Summary
    Schedules (1)


    Claims Foundation

            Insurance Claims - Foundation

    Objectives This program aims to how claims are processed -and what required papers for submission and registration of claims - settlement procedures and payment of claims
    Contents Chapter I: Technical Basis for Claims Processing

    · The concept of Claims Management in Insurance Company
    Phase I: reporting the incident
    Phase II: Study and Examination
    Phase III: Final treatment and reimbursement

    Chapter II: Claims Processing Procedures
    · First: Procedures for processing individual insurance claims
    · Second: Procedures for handling commercial insurance claims

    Chapter III: Applicable case for handling claims in vehicle insurance
    Chapter 4: Develop and improve the performance of claims processing
    Schedules (2)


    Credit Cards

            Compliance - Foundation

    Objectives · Ensure that employees are aware of their compliance responsibilitie.
    · Mitigate the risk of compliance breaches.
    · Encourage a better workplace compliance culture.
    · Remove legal liability from the organization in the event of wrongdoing.
    · Protect the organization's reputation.
    Contents First Day:
    · The Structure of the Saudi Financial Services Industry.
    · The Requirements of Saudi Financial Services Regulation.
    · The Principles and Implications of Sharia Law..
    Second Day:
    · Principles and Impact of Compliance.
    · The Principles and Impact of Fraud.
    · Requirements of a Code of Conduct.
    Third Day:
    · The Role of Regulators.
    · Principles of Financial Crime and Prevention.
    Schedules (2)


    Customer Service

            Customer Service

    Objectives · Skills Development for Dealing with Customers
    · Skills Development for Communicating with Customers
    · Knowing How to Achieve Customer Satisfaction
    · Understanding Customer Personalities and How to Deal With Each Type
    · Learning How to Solve Customer Problems
    · Understanding How to Deal With Difficult Customers
    Contents First Day:
    · The Basic Principles of CS.
    · Skills for Dealing with Customers.
    · CSR Traints.
    Second Day:
    · Skills for Communicating with Customers.
    · Common Mistakes in Communicating with Customers.
    · Customer Satisfaction.
    Third Day:
    · Understanding Customer Personalities.
    · Dealing With Difficult Customers.
    Schedules (3)


    English for General Purposes


    Governance

            Governance 101

    Objectives · To have participants learn the main tools enabling them to become specialists in the field of governance
    · To be able to meet the rules, prerequisites and policies of the Capital Market Authority
    · To be able to develop a sound methodology for the organization's governance and to support its internal change mechanisms
    · To be acquainted with tools used in developing policies and measures that would ensure the implementation of the organization's governance
    · Understanding the process of change, planning, strategic regulation, and change within the organization
    Contents First Day:
    · Duties of Officials Concerned with Governance at Joint-Stock Companies
    · Disclosure Instructions in Saudi Arabia
    · Case Study 2
    · The Impact of the Implementation of Governance on the Public Sector
    Second Day:
    · Main Principles of Governance for Banks Operating in Saudi Arabia
    · Governance and Change Management
    Schedules (7)

            Governance of the Board of Directors

    Objectives · To gain familiarity with the governance mechanism of the Board of Directors (BoD)'s functioning
    · To identify conflicts of interests and methods for preserving and safeguarding rights
    · To segregate duties between the Board's chairman, the executive management and Board members, and the effect it would have on the performance and outputs of the organization
  • · How to employ general assemblies to improving performance
  • · Methods of setting up work policies and the procedures of the BoD
  • · Formation mechanism of the BoD and signs of independence
  • · To gain familiarity with the main tools that enable Board members to enhance and develop the BoD's functioning
    · To develop sound methodologies for the BoD's work governance and the mechanism for supporting its internal change
    · To be familiarized with tools used in developing policies and procedures related to the BoD's and to the implementation of governance within the organization
    · To prevent any conflicts of interests and carry our segregation of duties required between the executive management and the BoD, as well as enhancing the methods of supervision of the organization's performance
    · To obtain the ability to meet the rules, prerequisites and policies of the Capital Market Authority and to achieve efficient performance
    Contents  First Day:
    · Types of Boards of Directors
    · BoD's Formation Mechanism
    · Membership Criteria for Boards of Directors
    · Work Mechanism of and Segregation of Duties Between the Executive Management and the BoD
    · Signs of Independence Within the BoD
    · Case Study 1
    · Capital Market Authority's Corporate Governance Regulation
    · Case Study 2
    Second Day:
    · Sound Methodology for Annual Report Preparation
    · Role and Work Mechanism of Board's Secretary
    · Case Study 3
    · Management Mechanism of General Assemblies According to Best International Practices
    · Conflict of Interests and Methods of Prevention
    · Case Study 4
    · Annual Evaluation of the BoD
    Schedules (3)

            Joint Stock Companies Committees operating framework

    Objectives · To have participants learn the main tools enabling them to become specialists in the field of governance.
    · To be able to meet the rules, prerequisites and policies of the Capital Market Authority.
    · To be able to develop a sound methodology for the organization's governance and to support its internal change mechanisms.
    · To be acquainted with tools used in developing policies and measures that would ensure the implementation of the organization's governance.
    · Understanding the process of change, planning, strategic regulation, and change within the organization.
    Contents     First Day:
    · Types of Board Committees
    · Committees' Formation Mechanism and Objectives
    · Standards of Membership within Board Committees
    · Functioning Mechanism of and Segregation of Duties Between Committees
    · Case Study 1
    · Internal Audit Committee and Candidacy and Rewards Committee
    · Case Study 2
    · Capital Market Authority's Corporate Governance Regulation
    Second Day:
    · The Governance Committee, its Functioning Mechanism and Its Role in General Assembly Meetings
    · Duties and Competences of Chairmen and Members of Board Committees
    · Case Study 3
    · Interconnectedness of Delegation of Authority Matrix between the Board of Directors and the Organization's committees
    · Assessment of Board Committees
    Third Day:
    · Understanding Customer Personalities
    Schedules (7)


    Insurance Customer Service

            Customer Advice and Market Conduct

    Objectives · Outline of the roles of insurance mediators and agents in Saudi Arabia
    · Increasing profitability through retention of customers
    · Understanding customer relationship management
    · Criteria used by mediators and agents in evaluating insurers
    · Criteria used by insurers in evaluating mediators and agents
    · Regulations of customer and consultation services in Saudi Arabia
    Contents · Understanding the Insurance Market
    · Provision of High-Quality Customer Service
    · Selling Insurance Products and Services Effectively
    · Building Relationships Between Mediators/Agents and Insurers
    · Working Effectively Under the Regulatory Framework
    Schedules (1)


    Insurance Foundation

            Health Insurance

    Objectives Health Insurance was designed with the purpose of helping trainees acquire basic knowledge about this topic and understand the intricacies of health insurance. Completing this course will help a trainees acquire a certificate from The Institute of Finance and will help the trainees build credit toward international designations offered by The Institutes and other international institutions. The Health Insurance material has been jointly developed by The Institute of Finance and The Institutes to offer international material with local flavor.
    Contents
  • Principles of Health Insurance
  • Health Insurance Policies
  • Health Insurance Underwriting and Claims Management
  • Health Insurance Regulation
  • Schedules (1)

            Insurance - Foundation

    Objectives · What is insurance, and how it works
    · Basic principles of insurance
    · Insurance contract - Elements and issuance requirements of insurance policy
    · Reinsurance
    · Components of issuance market and related regulators      
    · Retail and wholesale insurance products
    Contents First day:
    · Risks and Insurance.
    Second day:
    · Insurance Principles.
    Third day:
    · Insurance Contract - Key Players in the Market
    Fourth day:
    · Insurance Transaction Measures and Policies - Insurance Products     
    · Customers Service Principles - Risks and Constraints of Insurance Market
    Schedules (4)

            Insurance Manager - Module 1

    Objectives · The characteristics of the different business lines of the insurance industry
    · The purpose, and the impact, of capital adequacy on insurers
    · Regulatory capital requirements and the capital allocation of different insurance sub-sectors
    · Solvency ratios and Analysis and of key insurance ratios
    · The relationship between growth and profitability in the insurance industry
    · Insurance (industry) cycle management
    Contents First Day:
    Insurance business lines and balance sheet management
    Second Day:
    Capital adequacy and balance sheet management
    Third Day:
    Interconnection between pricing, growth, profitability and balance sheet management
    Schedules (2)

            Liability Insurance

    Objectives Liability Insurance was designed with the purpose of helping trainees acquire basic knowledge about and understand the intricacies of liability insurance. Completing this course will help a trainees acquire a certificate from The Institute of Finance and will help the trainees build credit toward international designations offered by The Institutes and other international
    institutions. The Liability Insurance material has been jointly developed by
    The Institute of Finance and The Institutes to offer international material
    with local flavor.
    Contents
  • Introduction to Liability Insurance
  • Principles of Liability Insurance
  • Liability Insurance Policy Structure and Provisions
  • Personal Liability Insurance
  • Commercial Liability Insurance
  • The Underwriting Process and Personal Liability Underwriting
  • Commercial Liability Underwriting
  • Liability Claims Handling and Settlement
  • Schedules (1)

            Motor Insurance

    Objectives · Introduction to motor insurance
    · Financial liability and indemnity
    · Motor insurance principles in Saudi Arabia
    · Motor insurance policies and coverages in Saudi Arabia
    · Private and commercial subscription to motor insurance in Saudi Arabia
    · Claims processing and settlement
    · Regulations of claims processing and settlement and dispute resolution
    Contents First day:
    · Risks Covered by Motor Insurance.
    Second day:
    · Motor Insurance Principles.
    Third day:
    · Motor Insurance Subscription.
    Fourth day:
    · Claims and Settlement Management.
    Fifth day:
    · Motor Insurance and Dispute Resolution Regulations.
    Schedules (1)

            Property Insurance

    Objectives Property Insurance was designed with the purpose of helping trainees acquire basic knowledge about and understand the intricacies of property insurance. Completing this course will help a trainees acquire a certificate from the Center of Insurance Studies (The Institute of Finance) and will help the trainees build credit toward international designations offered by The Institutes and other international institutions. The Property Insurance material has been jointly developed by CIS (IOF) and The Institutes to offer international material with local flavor.
    Contents
  • Introduction to Property Insurance
  • Principles of Property Insurance
  • Property Insurance Policy Structure and Provisions
  • Personal Property Insurance
  • Commercial Property Insurance
  • Underwriting Property Insurance
  • Property Claims Handling and Settlement
  • Schedules (1)

            Protection and Savings

    Objectives · Principles of Protection Insurance
    · Interim Protection Insurance
    · Characteristics and Purposes of Lifelong Protection and Savings Insurance
    · Permanent Protection and Savings Insurance
    · Protection and Savings Insurance Policies
    Contents · Purposes and characteristics of protection insurance in Saudi Arabia
    · Types and characteristics of protection and savings insurance policies
    · Principles of Takaful in Saudi Arabia and how it works
    · Legal aspects of protection insurance
    · Contents of protection and savings insurance policies and payment options in Saudi Arabia
    Schedules (1)

            Sales - Foundation Insurance

    Objectives · Nature and objectives of marketing
    · Insurance services marketing
    · Customers' attitude and factors affecting the decision of purchasing
    · Definition and role of sales
    · Identifying objectives, their importance and what they represent to the sales department
    · Sales quotation, planning the course of sales and the concept of personal selling
    · Functions and duties undertaken by sales agents in analyzing customers' needs and completing transactions
    Contents First day:
    · Introduction to Insurance Market.
    Second day:
    · The Difference Between Marketing and Sales - Definition of Customers.
    · The Concept of Personal Selling and Sales Quotation.
    Third day:
    · Sales - Sales Definition - Sales Planning.
    Insurance Market Risks.
    Schedules (3)


    Investment

            Asset Allocation and Portfolio Construction Simulation - Module 2

    Objectives The key objective of the program is to develop core portfolio construction and asset management skills, in addition to the following: 

    Understand portfolio construction technique from basic to advanced 

    Learn how to incorporate risk and return beliefs into a quantitative model 

    Math and programming skills to implement optimal portfolio search 

    Apply portfolio construction techniques to a global set of asset classes 

    Understand the relevance of portfolio construction techniques to achieve objectives
    Contents Day 1

    - Traditional mean-variance theory

    - Investor utility and risk aversion

    Day 2

    - Constructing a portfolio

    - Developing a capital market line

    - Optimizing the portfolio

    Day 3

    - Applying the portfolio to stocks and bonds

    - Basic Math for modeling

    - Using Excel to model asset portfolios

    Case Study

    - Construct a mixed bond and equity portfolios drawn from major global and regional indices with 2-3 assets
    Schedules (2)

            Asset Allocation and Portfolio Construction Simulation - Module 3

    Objectives The key objective of the program is to develop core portfolio construction and asset management skills, in addition to the following: 

    Understand portfolio construction technique from basic to advanced 

    Learn how to incorporate risk and return beliefs into a quantitative model 

    Math and programming skills to implement optimal portfolio search 

    Apply portfolio construction techniques to a global set of asset classes 

    Understand the relevance of portfolio construction techniques to achieve objectives
    Contents Day 1

    - Introduction to VBA

    - VBA fundamentals

    Day 2

    - Constructing a portfolio (VBA)

    - Optimizing the portfolio

    Day 3

    - Mean-variance portfolio issues

    - Advance modeling techniques (Black-Litterman, Shrinkage etc.)

    Case Study

    - Construct a mixed bond and equity portfolios drawn from major global and regional indices with 7-10 assets
    Schedules (2)

            Asset Allocation and Portfolio Construction Simulation Module 1

    Objectives Objective: The key objective of the program is to develop core portfolio construction and asset management skills
    Contents · Learning Outcomes:
    · Understand portfolio construction technique from basic to advanced
    · Learn how to incorporate risk and return beliefs into a quantitative model
    · Math and programming skills to implement optimal portfolio search
    · Apply portfolio construction techniques to a global set of asset classes
    · Understand the relevance of portfolio construction techniques to achieve objectives

    Day 1
    · Asset classes
    · Historical performance
    · Markets: US vs. international
    · Measuring risk

    Day 2
    · Historical risk
    · Diversification
    · 60/40 Portfolio
    · Correlation between asset

    Day 3
    · Building a portfolio - Alternative assets - Market Impact
    · Case Study
    · Diversifying an N-stock portfolio using VBA programming
    Schedules (2)

            Certificate in Financial Modeling - FitchLearning

    Objectives This course covers all the key aspects of the financial crime agenda. It takes a global view of transnational crime and illustrates practical defenses.
    Contents First Day:
    The main subjects covered are:
    · Introduction
    · Develop a "toolkit" of Excel tips and techniques
    · Sensitise and stress test Excel outputs from models
    · Problem solve within an Excel environment
    · Analyse large volumes of data
    · Rank data and analyse large data volumes
    · Data mine large data volumes and analyse
    · Confidently use Excel's keyboard shortcuts to improve their speed and efficiency
    · Confidently develop Excel formulae in order to build robust solutions
    · Quickly and consistently format presentation-quality spreadsheets

    Second Day
    N/A

    Third Day
    Understanding Customer Personalities.
    Schedules (1)

            CFA Level 1 Boot Camp - FitchLearning

    Objectives This course covers all the key aspects of the financial crime agenda. It takes a global view of transnational crime and illustrates practical defenses.
    Contents First Day :
    The main subjects covered are:
    · Ethical and Professional Standards
    · Quantitative Methods
    · Economics
    · Financial Reporting and Analysis
    · Corporate Finance
    · Equity Investments
    · Fixed Income
    · Derivatives
    · Alternative Investments
    · Portfolio Management and Wealth Planning
    Second Day:
    N/A
    Third Day:
    Understanding Customer Personalities.
    Schedules (1)

            CISI Combating Financial Crime "International Qualification"

    Objectives This course covers all the key aspects of the financial crime agenda. It takes a global view of transnational crime and illustrates practical defences.
    Contents First Day:
    The main subjects covered are:
    · Introduction Background of financial crime.
    · Money Laundering.
    · Terrorist Financing.
    · Corruption and Bribery.
    · Combating Financial Crime.
    · Role of the Private Sector.
    Second Day :
    N/A.
    Third Day:
    Understanding Customer Personalities.
    Schedules (1)

            CISI Introduction to Securities and Investment International Qualification

    Objectives Look at non-traditional asset classes such as alternative investments and the benefits and challenges associated with incorporating such investments into a portfolio. Finally, the programme concludes with the fundamentals of performance measurement to enable participants to assess the success or failure of a portfolio in the context of the risk taken.
    Contents First Day:
    The main subjects covered are:
    · Introduction
    · Economic environment
    · Financial assets and markets
    · Equities
    · Bonds
    · Derivatives
    · Investment funds
    · Financial services regulation
    · Other financial products

    Second Day:
    N/A

    Third Day:
    Understanding Customer Personalities.
    Schedules (1)

            CISI Islamic Finance Qualification - FitchLearning

    Objectives This course covers all the key aspects of the financial crime agenda. It takes a global view of transnational crime and illustrates practical defences.
    Contents First Day:
    The main subjects covered are:
    · Introduction
    · The basics of Islamic banking and finance
    · Islamic law of contracts
    · Financial techniques applied by Islamic banks
    · Islamic asset and fund management
    · Sukuk market
    · Islamic insurance - Takaful
    · Financial statements for Islamic banks
    · Islamic corporate governance
    Second Day:
    N/A
    Third Day:
    Understanding Customer Personalities.
    Schedules (1)

            Financial Analysis & Forecasting - Euromoney

    Objectives Financial analysis and forecasting is a course designed to provide those wishing to acquire a detailed introduction to the subjects of accounting and financial analysis with the essential knowledge required.

    The course is in the style of a series of presentations interspersed with case study material. Delegates are required to carry out a significant amount of financial manipulation and will involve the use of spreadsheet software in a number of cases.

    The case studies are designed to enable the delegate to take ownership of the knowledge offered by applying it to a case immediately after the relevant presentation. This is further reinforced by the completion of group cases towards the end of the course.

    The course is ideal for managers, analysts, consultants, entrepreneurs and others who seek a proper grounding in the fundamentals of financial analysis and forecasting.
    Contents The main subjects covered are: The Profit & Loss Account and the Balance Sheet
  • Ratio analysis for financial analysis purposes
  • Cash Flow Analysis
  • Overview of current International Accounting Standards and global accounting
  • Recognising Accounting Abuses
  • Cash flow discounting and it s application to real world situations
  • Analysing management information
  • Project Analysis, Net Present Values and IRR's
  • Use of spreadsheets and spreadsheet risk
  • Forecasting using spreadsheet software.
  • Presenting financial information
  • Schedules (1)

            Fundamentals of Investment Management - FitchLearning

    Objectives This course covers all the key aspects of the financial crime agenda. It takes a global view of transnational crime and illustrates practical defences.
    Contents First Day:
    The main subjects covered are:
    · Introduction.
    · Understand what institutional investors are and how they operate.
    · Identify the characteristics of the principal asset classes.
    · Identify and distinguish between the principal investment products.
    · Understand the importance of establishing investor preferences.
    · Understand the basic principles of portfolio construction.
    · Distinguish between active and passive portfolio strategies and styles.
    · Differentiate between equity and fixed income management styles.
    · Understand the interaction between institutional investors and . brokers/investment banks.
    Second Day:
    N/A
    Third Day:
    Understanding Customer Personalities.
    Schedules (1)

            Portfolio Management Techniques - Euromoney

    Objectives Look at non-traditional asset classes such as alternative investments and the benefits and challenges associated with incorporating such investments into a portfolio. Finally, the programme concludes with the fundamentals of performance measurement to enable participants to assess the success or failure of a portfolio in the context of the risk taken.
    Contents First Day:
    The main subjects covered are:
    · Key elements of the investment process including modern portfolio theory.
    · Valuation and investment approaches for bonds, equities and alternative investments.
    · Appreciate the specifics of portfolio construction in different markets.
    · Gain an insight in alternative investment strategies and the key differences between alternative asset classes from an investment management perspective.
    · Performance measurement, evaluation and attribution.
    Schedules (1)

            Tadawul Exam Preparation Course

    Objectives A preparatory course to take Tadawul test, which aims at ensuring that intermediaries have the lowest level of knowledge and knowledge of mediation. It requires a minimum of relevant skills, including regulations and regulations in this field, enabling them to perform their duties. Towards the investor with professionalism and responsibility
    Contents · Study of the profession of mediation
    · The history of the regulatory framework of the Kingdom's financial market and its development
    · Study of the system "Tadawul"
    Broker Tools
    Schedules (4)

            Understanding Tech Start-Ups for Financial Services Professionals

    Objectives Introduce the participants to the key concepts of technology development, business start-ups, and investment proposals.   
    Contents · Presentation and Case study
    · Raising Awareness of Tech Start-Up investment opportunities within the financial ecosystem in Saudi markets,
    · Bridging the gap between advance financing instruments and the local technology start-ups.
    · Provide assistance in understanding how to evaluate proposals form start-up companies, ( e.g. Apps & online platforms) with the view of developing investment proposals
    Schedules (1)


    Management and Supervision


    Office Management

            Common Reporting Standards (CRS)

    Objectives · Concepts and the special standards CRS.
    · Commitments importance, the regulatory and legislative framework.
    · The Mechanism of compliance and apply , and build the road map for commitment.
    · The best practices and methods in CRS .
    · Analytical thinking and planning to overcome the challenges in apply CRS.
    · The process of selection and classification of accounts and their associated.
    Contents First Day
    · the concepts and the common reporting standards CRS .
    Second Day
    · CRS framework , the legislative and requaltory.
    Third Day
    · Account selection and classification.
    Fourth Day
    · Mechanism of compliance and application.
    Fifth Day
    · Duties , roles and implementation plan.
    Schedules (2)

            Principles of Value Added Tax (VAT)

    Objectives · List the main registration criteria for VAT.
    · Calculate basic VAT return forms.
    · Explain the concept of VAT refund.
    · Explain why imports are usually taxable and exports usually zero-rated.
    · Describe the role of Customs in the processing of VAT.
    · Provide the KSA policy decision regarding some economic sectors like education, health, real-estate market and financial services.
    · Name the main VAT administration business processes.
    Contents     First Day:
    · VAT Basic.
    Second Day:
    · VAT Specifics.
    Third Day:
    · VAT Admin Overview.
    Schedules (2)

            Self-Management

    Objectives · Understanding the human self that is connected to needs, expectations, values, interests and skills
    · Understanding the aspects of the human self; namely, reflections, emotions, behaviors and time, that should be Managed
    · Studying time wasters and exploring methods for time management
    · Understanding the sources of stress in personal life and work, and how to overcome them.
    · Developing positivity and learning its benefits
    · Developing interpersonal skills at work and in personal life     
    · Developing communication skills at work and in personal life
    Contents First day:
    · Self-management fundamentals.
    · Time management.
    · Coping with stress.
    Second day:
    · Cordial interaction with others.
    · Positive state of mind.     
    · Communication skills.
    Schedules (3)


    Professionalism & Ethics

            Ethics, CFA Code of Conduct in local Saudi Market

    Objectives The intended outcome of the two-day ethics course is to:
    · heighten awareness of conflicts of interest and ethical issues in the industry,
    · raise, analyse and discuss regional ethical issues faced by the industry through the use of case studies and interactive sessions, and
    · Provide attendees with a practical approach to addressing ethical issues in the workplace.
    Contents The intended content of the two-day ethics course is to:
    · heighten awareness of conflicts of interest and ethical issues in the industry,
    · raise, analyse and discuss regional ethical issues faced by the industry through the use of case studies and interactive sessions, and
    · Provide attendees with a practical approach to addressing ethical issues in the workplace.
    Schedules (1)


    Retail Banking

            Credit Risk that Affect Customers

    Objectives · Acquiring knowledge on credit risks customers are exposed to.
    · Learning about risk management methods.      
    · Learning about risks measurement and evaluation tools.
    Contents First day:
    · Introduction to Bank Credit.
    Second day:
    · Sources of Credit Risks Affecting Customers.
    Third day:
    · Credit Risks Measurement and Evaluation.
    Credit Risk Management.
    Schedules (2)

            Introduction to Loan Processes

    Objectives · To acquire knowledge of and understand risk sources impacting bank customers
    · To acquire knowledge of and understand Bank Loan Extension Requests and Procedures
    · To acquire knowledge of and understand Loan Extension Standards
    · To acquire knowledge of and understand customers' responsibilities toward loans
    Contents First day:
    · To acquire knowledge of risk sources impacting bank customers.
    Second day:
    · Bank Loan Extension Requests and Procedures.
    Third day:
    · Loan Extension Standards.
    Fourth day:
    · Customers' Responsibilities Toward Loans.
    Schedules (2)

            Retail Banking Foundation

    Objectives
    This course aims at training new bank employees in the kingdom of Saudi Arabia the basics.
    These include:

    · Customer Service
    · Retail Banking
    · Anti-Money Laundering
    · Customer Protection
    · Compliance
    · Financial Fraud
    · Business Ethics
    Contents
    Principles of customer service in the retail banking sector

    · Knowing customer's types and the ways of dealing with each client according to his nature.
    · Dealing with the customer with credibility and professionalism.
    · Asking the customer questions to know his / her needs.
    · Key aspects of customer rights and responsibilities, and what should be done by bank staff to raise customer financial awareness.

    The structure of retail banking in the Kingdom
    · The general features of retail banking sector, types of intermediary monetary institution in Saudi Arabia, and quality standards in service delivery
    · The Role of the Supervisory Authority (SAMA)
    · Different bank accounts, their nature, mechanisms of dealing with different products and services
    Retail Banking Products and Services in the Kingdom

    · Types of accounts and identify the features of each account
    · Checks provisions and the legal features thereof
    · Special cases for current account clients
    such as (minors - illiterate - blind - joint account) in accordance with the applicable banking rules issued by the Saudi Arabian Monetary Agency

    · Balancing performance behavior and customer service attention

    AML / CFT in the Kingdom

    · An overview of the roles of international bodies combating money laundering and the financing of terrorism
    · Patterns of money-laundering and financing of terrorism
    · The risks posed by persons in official or political positions and other high-risk clients
    · Saudi Rules and Regulations for Combating Money Laundering and the Financing of Terrorism
    · The powers of the Financial Investigation Unit, the Capital Market Authority and the Saudi Arabian Monetary Agency


    Principles of Bank Customer Protection


    · How to apply financial protection to the customer in the Kingdom of Saudi Arabia
    · The client's responsibility towards the bank and its main obligations
    · Core Commitments for Customer

    Fundamentals of Sharia compliant banks

    · Explaining the objectives of the Islamic banking system and the difference between Islamic banking system and the traditional system



    Principles of commitment and its impact on the retail banking sector

    · Concept of commitment in banks
    · Responsibilities of regulatory compliance
    · Responsibilities of Bank employees towards compliance
    · The role of the Compliance Officer and the main regulatory compliance activities



    The concept of financial and banking fraud and its impact on banking services


    · Understanding the different forms of financial crime
    · Different types of fraudulent behavior
    · Protecting the bank from loss due to fraud

    Study of modern technologies to prevent fraud
    Schedules (3)

            Retail Banking Operational Risk Management

    Objectives · Understanding all sorts of potentially unusual or suspicious transactions.
    · Describing indicators used in the detection of unusual or suspicious transactions.
    · The protocol for handling suspicious transactions and referral to the appropriate official.
    · Learning about measures necessary for the management of operational risks.     
    · Learning about regulatory requirements related to operational risks.
    Contents First day :
    · Understanding all sorts of potentially unusual or suspicious transactions.
    · Describing indicators used in the detection of unusual or suspicious transactions.
    · The protocol for handling suspicious transactions and referral to the appropriate official.
    Second day :
    · The protocol for handling suspicious transactions and referral to the appropriate official.
    · Learning about regulatory requirements related to operational risks.
    Schedules (2)

            The Retail Banking Operations

    Objectives · Knowing retail banking transactions.
    · Knowing procedures of opening account.
    · Knowing account settlements.       
    · ATM transaction management .
    Contents First day:
    · The procedure of retail banking transactions.
    · The procedures of opening account.
    Second day:
    · The procedures of money transfer and account suspension.
    Third day:
    · The procedures of settlements.
    Fourth day:
    · ATM transaction management.
    Fifth day:
    · Cash Monitoring.
    Schedules (1)


    Small and Medium Enterprises

            Product Development For SME Banking

    Objectives · Understand the importance of banking products and how to design them to achieve the policy and strategy of banking taking into account the different risks and management of the project.
    · Ability to set appropriate pricing for these products
    · Understanding the different pricing approaches and policies
    · Ability to measure profitability of small and medium enterprises                                       
    Contents Day 1
    Basic products for small and medium enterprises:
  • Customer-based projects
  • Four gaps model for services
  • Basic products in the credit portfolio for SMEs
  • Long-term products
  • Day 2
    Provide innovative products for small and medium enterprises:
  • Innovation and creativity
  • The importance of innovation
  • From theory to practice
  • Assembly concept
  • Innovative products for small and medium enterprises
  • Pricing for SME banking services:
  • Pricing concepts.
  • Pricing strategies.
  • Discrimination in pricing.
  • Comparison between the pricing practices of SME loans versus the pricing of corporate loans
  • Day 3
    Measuring product and customer profitability in SME banking:
  • Important concepts of SME profitability
  • Key performance indicators for SMEs
  • The Bank's revenue structure and SME financing
  • Revenue analysis (cause and effect)
  • Corrective measures
  • Schedules (3)

            SME's Credit Analysis

    Objectives Understand the importance of credit analysis
  • Use ways and tools for credit analysis
  • Evaluate project performance - Quantitative and qualitative analysis
  • Use cash flow analysis to ensure that the project is able to meet its financial obligations on time
  • Use credit analysis as a management to assess project performance
  • Evaluate the solvency of the project    
  • Contents Day 1
  • The importance of credit analysis
  • Lending Steps (9 steps)
  • Analysis and evaluation of customer demand (qualitative and quantitative)
  • Types of services and products (cash / non-cash / services)
  • Day 2
  • Financial statements and ratios (as an evaluation tool)
  • Analyzing business models of each sector
  • Financial analysis and financial indicators
  • Creditworthiness analysis for SMEs
  • Identify financing needs and design funding lines
  • Credit monitoring for SMEs.
  • Day 3
    Analysis of industries and business types
  • Credit rating (as an evaluation tool)
  • Early warning signals
  • Schedules (3)

            SME's Financial Statement Analysis

    Objectives · Capability to analyze financial statements and figures.
    · Understand the importance of financial statements in SME' s funding decision.
    · Understand basic concepts and challenges of financing SME's.
    · Learn how to deal effectively with borrowers.
    · Learn the rules of financing SME's.
    Contents · Module 1: Basic Concepts of Small and Medium Enterprises.
    · Definition of small and medium enterprises.
    · Characteristics of small and medium enterprises.
    · The strategic importance of small and medium enterprises.
    · The characteristics of entrepreneurs.
    · Challenges facing small and medium enterprises.
    · The basic requirements of financing SMEs.
    · Module 2: Requirements of Financing Small and Medium Enterprises.
    · How to communicate and deal effectively with the borrowers.
    · The general rules of financing small and medium enterprise's
    · The general framework of credit analyses.
    · The credit worthiness and determining financing gaps.
    · The elements of the credit study.
    · Loan cycle.
    Second Day:
    · Module 3: Mechanisms of Financing Small and Medium Enterprises.
    · Module 4: Risks of Financing Small and Medium Enterprises.
    Third Day:
    · Module 5: Principles of marketing and Sale.
    Schedules (3)